Recover yourfunds.
If you lost property to foreclosure or tax sale, there may be surplus funds still owed to you. JMSP handles the research, paperwork, and follow-up at no up-front cost.
$0
Up-Front Cost
100%
Contingency Based
SC
South Carolina Focus
Our Services
What We Do
When a property is sold at foreclosure or tax sale, the sale proceeds pay off debts, taxes, and fees. If money remains, those surplus funds may belong to the former owner or their heirs. We help you find and recover them.
Identifying Surplus Funds
We identify surplus or overage funds after foreclosure or tax sale by thoroughly analyzing all available records.
Public Records Review
We review public records and case details to confirm if money is available and whether you are eligible to claim it.
Guidance & Support
We guide former property owners through the process of claiming these funds with clear explanations at every step.
Complete Handling
We handle the documentation and communication required to pursue recovery, so you don't have to.
We focus on making this process as simple and stress-free as possible, especially for clients who may already be dealing with financial and personal challenges.
Who Qualifies
Who We Help
JMSP works with individuals, families, and heirs who have experienced property loss through foreclosure or tax sale. We primarily serve property owners connected to South Carolina, but we can often assist clients who now live out of state.
Personal guidance through every step of the process
If you're unsure whether your situation qualifies, a quick, no-obligation consultation can help determine if you may be entitled to funds.
Lost a home or investment property through mortgage foreclosure
Had a property sold at a county or municipal tax sale for unpaid property taxes
Inherited a property that was later lost to foreclosure or tax sale
Moved away and later discovered a former property was sold at auction
Received notices they don't fully understand about foreclosure or surplus distributions
The Process
How It Works
A simple, step-by-step process to help you recover potential funds
Free Consultation
You contact JMSP by phone or through our form. We ask a few questions about your former property and the foreclosure or tax sale. There is no charge and no obligation.
Research & Verification
We review public records, court documents, and sale information to determine whether surplus funds may exist and whether you might be eligible to claim them.
Clear Explanation & Agreement
If we believe funds are available, we explain what we found, what the process involves, and our contingency fee structure. Everything is in plain language so you can make an informed decision.
We Handle the Paperwork
JMSP prepares, submits, and follows up on the necessary forms and documentation. We track deadlines and keep you updated as the claim moves forward.
Funds Recovered
If your claim is successful and funds are released, you receive your share. Our fee is deducted from the recovered amount, so you pay nothing up front.
Our Difference
Why Choose JMSP
What sets us apart in helping you recover your funds
No Up-Front Cost
You don't pay anything to get started. We operate on a contingency basis -- we only get paid if we successfully help you recover funds.
Focused on Surplus Recovery
Our attention is on surplus and overage funds related to foreclosure and tax sales. We understand how these cases are handled.
Personal, Respectful Service
We recognize that losing a property is emotional and overwhelming. We treat every client with respect, discretion, and understanding.
Clear Communication
We explain your options in clear, simple terms, answer your questions, and keep you informed. You will always know where your claim stands.
A Step Toward Rebuilding Your Future
Recovered funds can help you:
Our mission is in our tagline: Recover your funds.
Common Questions
Frequently Asked Questions
Surplus funds (also called overage) are the remaining money after a foreclosure or tax sale, once all debts, taxes, and fees have been paid. This extra amount often belongs to the former property owner or their heirs, but many people never claim it.
It's not always obvious from the foreclosure or tax sale notices you received. Every county and court may handle surplus funds differently. JMSP reviews available records and conducts research on your behalf to see if you may have a claim.
There is no up-front cost. JMSP works on a contingency basis -- we only receive a fee if we successfully help you recover funds. Our fee and terms are clearly explained in writing before you agree to anything.
Timelines vary by county, court, and the specifics of your case. Some claims may resolve in a few weeks, while others can take several months. We will discuss expected time frames with you and keep you updated along the way.
You can still work with JMSP. Many of our clients have moved to another city or state since losing their property. We can work with you by phone, email, and mail to help pursue your claim.
In many jurisdictions there are strict time limits and legal deadlines for claiming surplus funds. If you suspect you might be owed money, it's important to act as soon as possible so your opportunity doesn't expire.
Get in Touch
Contact Us
Ready to find out if you have unclaimed funds? Reach out for a free, no-obligation consultation.
Phone
843-264-0382Address
14361 Ocean Highway, STE 329 Pawleys Island, SC 29585
Hours
Mon - Fri: 9:00 AM - 5:00 PM
Helpful Info to Have Ready
- The address of the property you lost
- Approximate date of the foreclosure or tax sale
- Any letters, court papers, or notices you still have
Even if you don't have all the details, reach out. We are here to help.
Ready to Recover What's Yours?
If you lost property to foreclosure or tax debts, surplus funds may be owed to you. Contact us for your free consultation -- there is no obligation and no up-front cost.
Serving South Carolina property owners and heirs